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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,689 | $69,444+344.5% | $92,985+232.0% | $87,485+252.8% |
| Participation rate | 98.5% | 63.3%+35.2pp | 69.5%+29.0pp | 68.9%+29.6pp |
| Annual return | 13.35% | 23.85%-10.5pp | 27.99%-14.6pp | 26.06%-12.7pp |
| Employer contribution / active EE | $1,973 | $1,917+2.9% | $2,662-25.9% | $2,596-24.0% |
| Participant deferral / active EE | $8,038 | $3,364+138.9% | $4,377+83.6% | $4,274+88.1% |
| Admin fee / account holder | $9,585 | $6,137+56.2% | $9,463+1.3% | $7,775+23.3% |