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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,689 | $76,564+303.2% | $105,582+192.4% | $94,015+228.3% |
| Participation rate | 98.5% | 65.2%+33.4pp | 71.8%+26.8pp | 70.8%+27.7pp |
| Annual return | 13.35% | 20.69%-7.3pp | 18.61%-5.3pp | 17.84%-4.5pp |
| Employer contribution / active EE | $1,973 | $1,995-1.1% | $2,984-33.9% | $2,790-29.3% |
| Participant deferral / active EE | $8,038 | $3,320+142.1% | $4,353+84.6% | $4,249+89.1% |
| Admin fee / account holder | $9,585 | $7,129+34.5% | $12,856-25.4% | $8,951+7.1% |