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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,689 | $58,627+426.5% | $76,735+302.3% | $82,448+274.4% |
| Participation rate | 98.5% | 63.2%+35.3pp | 69.5%+29.0pp | 68.1%+30.5pp |
| Annual return | 13.35% | 39.10%-25.7pp | 29.77%-16.4pp | 41.64%-28.3pp |
| Employer contribution / active EE | $1,973 | $1,729+14.1% | $2,454-19.6% | $2,551-22.7% |
| Participant deferral / active EE | $8,038 | $3,134+156.5% | $4,088+96.6% | $4,139+94.2% |
| Admin fee / account holder | $9,585 | $5,323+80.1% | $7,189+33.3% | $7,234+32.5% |