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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,395 | $176,105+173.4% | $159,474+201.9% | $167,536+187.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.39% | 331.91%-323.5pp | 263.68%-255.3pp | 478.82%-470.4pp |
| Employer contribution / active EE | $10,800 | $5,299+103.8% | $4,831+123.6% | $4,839+123.2% |
| Participant deferral / active EE | $8,742 | $7,751+12.8% | $7,353+18.9% | $6,342+37.8% |
| Admin fee / account holder | $14,908 | $12,559+18.7% | $10,802+38.0% | $12,315+21.1% |