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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,606 | $80,992-15.3% | $96,534-28.9% | $75,173-8.7% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 14.37% | 27.05%-12.7pp | 25.88%-11.5pp | 160.72%-146.4pp |
| Employer contribution / active EE | $336 | $2,283-85.3% | $2,965-88.7% | $2,671-87.4% |
| Participant deferral / active EE | $1,875 | $3,929-52.3% | $4,851-61.3% | $4,126-54.6% |
| Admin fee / account holder | $717 | $6,717-89.3% | $8,253-91.3% | $5,651-87.3% |