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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,856 | $71,873-89.1% | $86,698-90.9% | $68,490-88.5% |
| Participation rate | 72.5% | 72.2%+0.3pp | 76.6%-4.1pp | 67.9%+4.6pp |
| Annual return | -17.29% | 3.54%-20.8pp | 35.96%-53.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,378 | $2,173-36.6% | $2,837-51.4% | $2,597-46.9% |
| Participant deferral / active EE | $1,908 | $3,779-49.5% | $4,656-59.0% | $4,028-52.6% |
| Admin fee / account holder | $1,527 | $6,110-75.0% | $7,492-79.6% | $5,403-71.7% |