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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,186 | $160,028-28.6% | $147,080-22.4% | $145,884-21.7% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 8.92% | 98.60%-89.7pp | 420.17%-411.3pp | 551.85%-542.9pp |
| Employer contribution / active EE | $5,464 | $5,286+3.4% | $4,933+10.8% | $4,662+17.2% |
| Participant deferral / active EE | $10,639 | $8,422+26.3% | $8,066+31.9% | $6,690+59.0% |
| Admin fee / account holder | $131,735 | $15,030+776.5% | $12,989+914.2% | $13,392+883.7% |