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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,862 | $106,524+140.2% | $152,301+68.0% | $87,485+192.5% |
| Participation rate | 97.6% | 75.8%+21.8pp | 82.4%+15.1pp | 68.9%+28.6pp |
| Annual return | 14.60% | 26.89%-12.3pp | 80.50%-65.9pp | 26.06%-11.5pp |
| Employer contribution / active EE | $6,641 | $3,371+97.0% | $4,624+43.6% | $2,596+155.8% |
| Participant deferral / active EE | $11,758 | $6,525+80.2% | $8,004+46.9% | $4,274+175.1% |
| Admin fee / account holder | $2,101 | $8,287-74.6% | $14,398-85.4% | $7,775-73.0% |