Retirement plan

HOUSING AUTHORITY OF OGLE COUNTY RETIREMENT PLAN

Name: HOUSING AUTHORITY OF OGLE COUNTY - HOUSING AUTHORITY OF OGLE COUNTY RETIREMENT PLAN (2018) Form 5500
Creator: HOUSING AUTHORITY OF OGLE COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, HOUSING AUTHORITY OF OGLE COUNTY RETIREMENT PLAN, HOUSING AUTHORITY OF OGLE COUNTY

HOUSING AUTHORITY OF OGLE COUNTYEIN 36-2880790Plan #001PY 2018

200 WASHINGTON STREET, SUITE 100 - OREGON, IL 61061815-732-1301

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$241K

-3.5% from 2017

Total participants

-12.5% from 2017

Average account balance

$40,175

+12.6% from 2017

Annual return

-7.92%

-22.70 pp from 2017

Benchmarks

See 325 peers

Peer group

Industry92 - Public Administration

Plan typeDefined contribution

Participants<25

Cohort325 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$416K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$32K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

162.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$44K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$16K

$2337 / participant

Other / not subdivided$16K100.0%

% of EOY assets

6.788%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$40,175

$63,953-37.2%

$54,726-26.6%

$135,379-70.3%

Participation rate

85.7%

84.9%+0.8pp

79.1%+6.6pp

82.6%+3.1pp

Annual return

-7.92%

-5.77%-2.2pp

-4.56%-3.4pp

519.79%-527.7pp

Employer contribution / active EE

$3,717

$4,256-12.7%

$3,449+7.7%

$4,779-22.2%

Participant deferral / active EE

$4,810-100.0%

$3,953-100.0%

$5,609-100.0%

Admin fee / account holder

$2,727

$4,567-40.3%

$3,818-28.6%

$10,828-74.8%

HOUSING AUTHORITY OF OGLE COUNTY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

HOUSING AUTHORITY OF OGLE COUNTY RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion