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| Provider | Service type | Compensation |
|---|---|---|
JAMES M. BABIC, PC1+ years Service code 10 · EIN 20-0713860 | Accounting | $5,500 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,225 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,898 | $70,002-38.7% | $115,038-62.7% | $52,331-18.0% |
| Participation rate | 80.5% | 72.1%+8.3pp | 81.4%-0.9pp | 68.1%+12.3pp |
| Annual return | -0.79% | 4.04%-4.8pp | 26.14%-26.9pp | 4.54%-5.3pp |
| Employer contribution / active EE | $438 | $2,715-83.9% | $4,608-90.5% | $1,882-76.7% |
| Participant deferral / active EE | $3,729 | $4,920-24.2% | $6,026-38.1% | $3,022+23.4% |
| Admin fee / account holder | $41 | $566-92.7% | $8,175-99.5% | $592-93.0% |