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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,723 | $101,063+22.4% | $81,473+51.9% | $147,586-16.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 14.07% | 32.41%-18.3pp | 38.78%-24.7pp | 578.59%-564.5pp |
| Employer contribution / active EE | $4,234 | $3,206+32.1% | $2,568+64.9% | $4,876-13.2% |
| Participant deferral / active EE | $7,617 | $4,242+79.5% | $3,537+115.3% | $5,439+40.0% |
| Admin fee / account holder | $1,479 | $5,812-74.6% | $4,561-67.6% | $10,886-86.4% |