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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,580 | $71,873+273.7% | $86,698+209.8% | $68,490+292.1% |
| Participation rate | 91.1% | 72.2%+18.9pp | 76.6%+14.5pp | 67.9%+23.2pp |
| Annual return | -10.11% | 3.54%-13.7pp | 35.96%-46.1pp | -7.85%-2.3pp |
| Employer contribution / active EE | $7,483 | $2,173+244.3% | $2,837+163.8% | $2,597+188.2% |
| Participant deferral / active EE | $6,567 | $3,779+73.8% | $4,656+41.0% | $4,028+63.0% |
| Admin fee / account holder | $5,910 | $6,110-3.3% | $7,492-21.1% | $5,403+9.4% |