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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,519 | $142,409-25.2% | $119,634-11.0% | $134,545-20.8% |
| Participation rate | 85.7% | 82.8%+2.9pp | 79.3%+6.4pp | 81.2%+4.5pp |
| Annual return | -23.54% | -12.46%-11.1pp | -14.98%-8.6pp | 418.37%-441.9pp |
| Employer contribution / active EE | $1,731 | $5,224-66.9% | $4,232-59.1% | $4,742-63.5% |
| Participant deferral / active EE | $2,203 | $6,468-65.9% | $5,601-60.7% | $6,401-65.6% |
| Admin fee / account holder | $4,001 | $13,594-70.6% | $10,329-61.3% | $11,431-65.0% |