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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,865 | $77,814+222.4% | $158,223+58.6% | $86,983+188.4% |
| Participation rate | 91.4% | 68.4%+23.0pp | 79.2%+12.2pp | 69.5%+21.9pp |
| Annual return | 19.18% | 30.54%-11.4pp | 52.09%-32.9pp | 25.83%-6.6pp |
| Employer contribution / active EE | $7,302 | $2,592+181.7% | $4,109+77.7% | $2,584+182.5% |
| Participant deferral / active EE | $4,632 | $3,270+41.7% | $5,467-15.3% | $4,194+10.5% |
| Admin fee / account holder | $1,693 | $5,879-71.2% | $16,047-89.4% | $7,856-78.4% |