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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,791 | $96,691-51.6% | $86,656-46.0% | $139,487-66.5% |
| Participation rate | 80.0% | 74.4%+5.6pp | 71.7%+8.3pp | 80.3%-0.3pp |
| Annual return | 10.37% | 106.87%-96.5pp | 593.09%-582.7pp | 373.84%-363.5pp |
| Employer contribution / active EE | $2,661 | $3,267-18.6% | $3,025-12.1% | $4,755-44.0% |
| Participant deferral / active EE | $4,610 | $4,838-4.7% | $4,439+3.9% | $6,713-31.3% |
| Admin fee / account holder | $5,439 | $6,414-15.2% | $5,619-3.2% | $11,407-52.3% |