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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,384 | $103,038+31.4% | $90,324+49.9% | $152,909-11.5% |
| Participation rate | 80.0% | 75.9%+4.1pp | 73.3%+6.7pp | 82.5%-2.5pp |
| Annual return | 25.34% | 95.25%-69.9pp | 78.15%-52.8pp | 345.46%-320.1pp |
| Employer contribution / active EE | $2,864 | $3,141-8.8% | $2,856+0.3% | $4,764-39.9% |
| Participant deferral / active EE | $8,129 | $4,282+89.9% | $3,885+109.2% | $5,851+38.9% |
| Admin fee / account holder | $968 | $6,177-84.3% | $5,356-81.9% | $11,601-91.7% |