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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,830 | $65,566+11.1% | $86,235-15.5% | $75,177-3.1% |
| Participation rate | 39.6% | 60.5%-20.9pp | 69.0%-29.3pp | 67.2%-27.6pp |
| Annual return | 13.59% | 46.07%-32.5pp | 1170.03%-1156.4pp | 160.75%-147.2pp |
| Employer contribution / active EE | $375 | $1,553-75.9% | $2,381-84.3% | $2,671-86.0% |
| Participant deferral / active EE | $2,302 | $3,023-23.9% | $3,987-42.3% | $4,126-44.2% |
| Admin fee / account holder | $3,982 | $5,470-27.2% | $6,856-41.9% | $5,651-29.5% |