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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,207 | $65,034+83.3% | $90,970+31.0% | $79,856+49.3% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | -3.12% | 30.45%-33.6pp | 134.60%-137.7pp | 31.71%-34.8pp |
| Employer contribution / active EE | $4,717 | $1,247+278.1% | $2,122+122.3% | $2,471+90.9% |
| Participant deferral / active EE | $1,841 | $2,512-26.7% | $3,373-45.4% | $3,741-50.8% |
| Admin fee / account holder | $4,194 | $4,536-7.5% | $5,961-29.6% | $5,306-21.0% |