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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,192 | $165,381+21.7% | $149,730+34.4% | $158,966+26.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.93% | 348.29%-344.4pp | 276.70%-272.8pp | 302.95%-299.0pp |
| Employer contribution / active EE | $7,060 | $5,104+38.3% | $4,645+52.0% | $4,762+48.2% |
| Participant deferral / active EE | $8,994 | $7,182+25.2% | $6,843+31.4% | $5,983+50.3% |
| Admin fee / account holder | $3,601 | $10,809-66.7% | $9,310-61.3% | $11,250-68.0% |