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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,657 | $78,707+317.6% | $117,861+178.9% | $70,126+368.7% |
| Participation rate | 70.0% | 73.2%-3.2pp | 79.7%-9.7pp | 69.5%+0.5pp |
| Annual return | 19.86% | 23.30%-3.4pp | 335.11%-315.2pp | 73.15%-53.3pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,038 | $3,297+83.1% | $4,482+34.7% | $3,332+81.2% |
| Admin fee / account holder | $27,672 | $5,066+446.3% | $8,021+245.0% | $4,645+495.7% |