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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,624 | $60,349+91.6% | $74,184+55.9% | $62,881+83.9% |
| Participation rate | 93.5% | 72.7%+20.7pp | 76.6%+16.9pp | 69.3%+24.2pp |
| Annual return | 4.92% | 21.38%-16.5pp | 17.74%-12.8pp | 20.14%-15.2pp |
| Employer contribution / active EE | $365 | $1,680-78.3% | $2,370-84.6% | $2,281-84.0% |
| Participant deferral / active EE | $3,355 | $2,856+17.5% | $3,550-5.5% | $3,203+4.8% |
| Admin fee / account holder | $4,404 | $4,261+3.4% | $5,586-21.2% | $4,296+2.5% |