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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,754 | $86,940+52.7% | $102,434+29.6% | $80,935+64.0% |
| Participation rate | 93.9% | 72.4%+21.5pp | 76.5%+17.4pp | 67.7%+26.2pp |
| Annual return | 11.09% | 18.89%-7.8pp | 29.46%-18.4pp | 35.66%-24.6pp |
| Employer contribution / active EE | $402 | $2,370-83.0% | $3,023-86.7% | $2,757-85.4% |
| Participant deferral / active EE | $4,078 | $4,121-1.0% | $5,055-19.3% | $4,299-5.2% |
| Admin fee / account holder | $4,228 | $8,047-47.5% | $9,462-55.3% | $6,924-38.9% |