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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,297 | $95,404+31.3% | $113,397+10.5% | $82,637+51.6% |
| Participation rate | 87.8% | 72.8%+14.9pp | 76.5%+11.3pp | 68.1%+19.7pp |
| Annual return | 13.81% | 19.08%-5.3pp | 23.20%-9.4pp | 53.51%-39.7pp |
| Employer contribution / active EE | $361 | $2,307-84.4% | $2,977-87.9% | $2,552-85.9% |
| Participant deferral / active EE | $3,872 | $4,220-8.2% | $5,076-23.7% | $4,126-6.1% |
| Admin fee / account holder | $30,433 | $9,168+231.9% | $11,957+154.5% | $7,339+314.7% |