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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,222 | $99,011+6.3% | $86,582+21.5% | $147,586-28.7% |
| Participation rate | 81.0% | 76.3%+4.6pp | 73.5%+7.4pp | 82.8%-1.9pp |
| Annual return | 18.44% | 1312.75%-1294.3pp | 965.08%-946.6pp | 578.59%-560.2pp |
| Employer contribution / active EE | $190 | $3,132-93.9% | $2,839-93.3% | $4,876-96.1% |
| Participant deferral / active EE | $3,371 | $3,972-15.1% | $3,609-6.6% | $5,439-38.0% |
| Admin fee / account holder | $12,331 | $5,709+116.0% | $4,904+151.4% | $10,886+13.3% |