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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,912 | $106,280-68.1% | $96,538-64.9% | $139,487-75.7% |
| Participation rate | 72.7% | 77.8%-5.1pp | 74.3%-1.6pp | 80.3%-7.6pp |
| Annual return | 19.31% | 38.48%-19.2pp | 35.74%-16.4pp | 373.84%-354.5pp |
| Employer contribution / active EE | $2,530 | $4,107-38.4% | $3,740-32.3% | $4,755-46.8% |
| Participant deferral / active EE | $4,964 | $5,457-9.0% | $4,880+1.7% | $6,713-26.1% |
| Admin fee / account holder | $379 | $7,888-95.2% | $6,737-94.4% | $11,407-96.7% |