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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,272 | $91,559+115.5% | $133,978+47.2% | $79,856+147.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 1.88% | 61.85%-60.0pp | 45.10%-43.2pp | 31.71%-29.8pp |
| Employer contribution / active EE | $8,537 | $2,384+258.1% | $3,919+117.8% | $2,471+245.4% |
| Participant deferral / active EE | $3,782 | $3,734+1.3% | $5,047-25.1% | $3,741+1.1% |
| Admin fee / account holder | $5,389 | $6,321-14.7% | $8,930-39.6% | $5,306+1.6% |