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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,556 | $61,391-4.6% | $149,723-60.9% | $71,529-18.1% |
| Participation rate | 56.8% | 62.5%-5.7pp | 78.8%-22.0pp | 67.9%-11.2pp |
| Annual return | 15.97% | 35.88%-19.9pp | 134.50%-118.5pp | 28.97%-13.0pp |
| Employer contribution / active EE | $593 | $2,384-75.1% | $4,821-87.7% | $2,590-77.1% |
| Participant deferral / active EE | $3,383 | $2,921+15.8% | $5,682-40.5% | $4,291-21.2% |
| Admin fee / account holder | $3,545 | $1,264+180.4% | $13,215-73.2% | $1,588+123.2% |