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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,347 | $99,345+221.5% | $84,753+276.8% | $273,972+16.6% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 13.08% | 22.93%-9.9pp | 22.78%-9.7pp | 41.46%-28.4pp |
| Employer contribution / active EE | $12,076 | $4,214+186.6% | $3,574+237.8% | $4,869+148.0% |
| Participant deferral / active EE | $9,232 | $4,270+116.2% | $3,712+148.7% | $5,287+74.6% |
| Admin fee / account holder | $4,312 | $6,645-35.1% | $5,333-19.1% | $10,133-57.4% |