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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,337 | $110,410+253.5% | $102,437+281.1% | $145,897+167.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | -17.62% | 24.85%-42.5pp | 24.95%-42.6pp | 552.29%-569.9pp |
| Employer contribution / active EE | $16,640 | $4,217+294.6% | $3,871+329.9% | $4,663+256.9% |
| Participant deferral / active EE | $5,264 | $5,622-6.4% | $5,060+4.0% | $6,689-21.3% |
| Admin fee / account holder | $48,582 | $9,745+398.5% | $8,388+479.2% | $13,390+262.8% |