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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,422 | $56,287-44.2% | $80,977-61.2% | $62,881-50.0% |
| Participation rate | 67.6% | 68.9%-1.3pp | 75.8%-8.2pp | 69.3%-1.7pp |
| Annual return | 34.32% | 22.13%+12.2pp | 17.11%+17.2pp | 20.14%+14.2pp |
| Employer contribution / active EE | $2,550 | $1,943+31.3% | $3,715-31.3% | $2,281+11.8% |
| Participant deferral / active EE | $2,626 | $4,196-37.4% | $5,696-53.9% | $3,203-18.0% |
| Admin fee / account holder | $3,309 | $3,742-11.6% | $5,517-40.0% | $4,296-23.0% |