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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,086 | $114,119+21.9% | $107,187+29.8% | $138,895+0.1% |
| Participation rate | 88.2% | 78.1%+10.2pp | 75.0%+13.2pp | 79.9%+8.3pp |
| Annual return | 8.08% | 273.21%-265.1pp | 204.55%-196.5pp | 145.39%-137.3pp |
| Employer contribution / active EE | $23,316 | $4,059+474.5% | $3,782+516.5% | $4,194+455.9% |
| Participant deferral / active EE | $2,802 | $5,538-49.4% | $5,096-45.0% | $6,396-56.2% |
| Admin fee / account holder | $76,290 | $10,024+661.1% | $9,162+732.7% | $12,562+507.3% |