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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $518,787 | $81,276+538.3% | $155,574+233.5% | $80,925+541.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 18.29% | 33.36%-15.1pp | 64.87%-46.6pp | 35.65%-17.4pp |
| Employer contribution / active EE | $6,153 | $3,103+98.3% | $4,676+31.6% | $2,756+123.2% |
| Participant deferral / active EE | $5,376 | $3,453+55.7% | $5,629-4.5% | $4,299+25.1% |
| Admin fee / account holder | $3,683 | $7,993-53.9% | $15,914-76.9% | $6,940-46.9% |