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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $575,305 | $76,407+652.9% | $150,298+282.8% | $82,448+597.8% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.69% | 39.99%-22.3pp | 62.79%-45.1pp | 41.64%-24.0pp |
| Employer contribution / active EE | $8,118 | $2,614+210.6% | $4,154+95.4% | $2,551+218.2% |
| Participant deferral / active EE | $5,664 | $3,214+76.2% | $5,453+3.9% | $4,139+36.8% |
| Admin fee / account holder | $1,713 | $6,352-73.0% | $14,116-87.9% | $7,234-76.3% |