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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,902 | $167,362+69.6% | $143,799+97.4% | $134,532+111.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.72% | 0.47%-23.2pp | -0.04%-22.7pp | 418.27%-441.0pp |
| Employer contribution / active EE | $8,977 | $5,620+59.7% | $4,952+81.3% | $4,741+89.3% |
| Participant deferral / active EE | $8,381 | $6,447+30.0% | $5,638+48.6% | $6,401+30.9% |
| Admin fee / account holder | $50,902 | $18,094+181.3% | $14,677+246.8% | $11,429+345.4% |