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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,885 | $142,409+237.0% | $119,634+301.1% | $134,545+256.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -12.14% | -12.46%+0.3pp | -14.98%+2.8pp | 418.37%-430.5pp |
| Employer contribution / active EE | $3,120 | $5,224-40.3% | $4,232-26.3% | $4,742-34.2% |
| Participant deferral / active EE | $14,952 | $6,468+131.2% | $5,601+166.9% | $6,401+133.6% |
| Admin fee / account holder | $8,357 | $13,594-38.5% | $10,329-19.1% | $11,431-26.9% |