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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,630 | $144,130+72.5% | $117,860+111.0% | $147,585+68.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 21.75% | 531.20%-509.4pp | 335.10%-313.3pp | 578.58%-556.8pp |
| Employer contribution / active EE | $7,021 | $4,897+43.4% | $3,786+85.4% | $4,876+44.0% |
| Participant deferral / active EE | $5,355 | $5,316+0.7% | $4,482+19.5% | $5,439-1.5% |
| Admin fee / account holder | $40,044 | $10,887+267.8% | $8,021+399.3% | $10,886+267.9% |