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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,647 | $125,184-52.4% | $105,607-43.5% | $145,884-59.1% |
| Participation rate | 79.2% | 77.6%+1.5pp | 75.3%+3.9pp | 80.3%-1.1pp |
| Annual return | 16.71% | 225.00%-208.3pp | 116.11%-99.4pp | 551.85%-535.1pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,808 | $5,714-33.4% | $5,011-24.0% | $6,690-43.1% |
| Admin fee / account holder | $723 | $17,133-95.8% | $10,958-93.4% | $13,392-94.6% |