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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,194 | $132,099-42.3% | $115,599-34.1% | $138,895-45.1% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.3%-2.8pp | 79.9%-8.5pp |
| Annual return | 19.76% | 176.76%-157.0pp | 111.10%-91.3pp | 145.39%-125.6pp |
| Employer contribution / active EE | $0 | $3,416-100.0% | $2,955-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $3,847 | $5,617-31.5% | $4,889-21.3% | $6,396-39.8% |
| Admin fee / account holder | $2,324 | $15,650-85.2% | $12,841-81.9% | $12,562-81.5% |