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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,699 | $93,617+65.2% | $135,982+13.8% | $75,177+105.8% |
| Participation rate | 89.1% | 75.2%+13.9pp | 81.9%+7.1pp | 67.2%+21.9pp |
| Annual return | 11.85% | 30.89%-19.0pp | 68.32%-56.5pp | 160.75%-148.9pp |
| Employer contribution / active EE | $6,591 | $3,538+86.3% | $4,859+35.6% | $2,671+146.8% |
| Participant deferral / active EE | $13,881 | $6,406+116.7% | $7,760+78.9% | $4,126+236.4% |
| Admin fee / account holder | $49,538 | $6,980+609.8% | $10,767+360.1% | $5,651+776.6% |