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| Provider | Service type | Compensation |
|---|---|---|
L M KOHN & COMPANY4+ years Service code 55 · EIN 31-1311805 | Other Commissions | $81,673 |
Service code 37 · EIN 04-2647786 | Loan Processing | $16,244 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,850 | $88,874-5.7% | $123,553-32.1% | $75,289+11.4% |
| Participation rate | 33.6% | 75.9%-42.2pp | 82.3%-48.7pp | 72.4%-38.8pp |
| Annual return | -5.63% | 4.22%-9.9pp | 119.21%-124.8pp | -0.04%-5.6pp |
| Employer contribution / active EE | $469 | $3,256-85.6% | $4,628-89.9% | $2,405-80.5% |
| Participant deferral / active EE | $2,614 | $6,174-57.7% | $6,426-59.3% | $3,739-30.1% |
| Admin fee / account holder | $29 | $95-69.2% | $9,284-99.7% | $102-71.5% |