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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,321 | $154,209+71.4% | $130,062+103.2% | $139,487+89.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 12.01% | 32.52%-20.5pp | -137.37%+149.4pp | 373.84%-361.8pp |
| Employer contribution / active EE | $7,035 | $5,292+32.9% | $4,322+62.8% | $4,755+48.0% |
| Participant deferral / active EE | $5,445 | $6,709-18.8% | $5,821-6.5% | $6,713-18.9% |
| Admin fee / account holder | $23,790 | $13,988+70.1% | $10,601+124.4% | $11,407+108.6% |