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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,217 | $39,028-12.3% | $80,741-57.6% | $85,847-60.1% |
| Participation rate | 60.6% | 41.6%+19.1pp | 54.2%+6.4pp | 69.3%-8.7pp |
| Annual return | 14.33% | 26.31%-12.0pp | 87.30%-73.0pp | 318.61%-304.3pp |
| Employer contribution / active EE | $559 | $722-22.6% | $1,160-51.8% | $2,565-78.2% |
| Participant deferral / active EE | $961 | $1,326-27.5% | $2,145-55.2% | $3,952-75.7% |
| Admin fee / account holder | $1,010 | $2,429-58.4% | $3,380-70.1% | $6,261-83.9% |