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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,924 | $73,863+387.3% | $143,797+150.3% | $68,490+425.5% |
| Participation rate | 82.8% | 66.7%+16.1pp | 80.3%+2.5pp | 67.9%+14.9pp |
| Annual return | 1.44% | 0.91%+0.5pp | -0.04%+1.5pp | -7.85%+9.3pp |
| Employer contribution / active EE | $8,724 | $3,185+173.9% | $4,952+76.2% | $2,597+236.0% |
| Participant deferral / active EE | $4,808 | $3,385+42.0% | $5,638-14.7% | $4,028+19.4% |
| Admin fee / account holder | $5,058 | $5,756-12.1% | $14,679-65.5% | $5,403-6.4% |