Retirement plan

PUBLICIS BENEFITS CONNECTION 401K PLAN

Name: MMS USA HOLDINGS, INC. - PUBLICIS BENEFITS CONNECTION 401K PLAN (2020) Form 5500
Creator: MMS USA HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PUBLICIS BENEFITS CONNECTION 401K PLAN, MMS USA HOLDINGS, INC.

MMS USA HOLDINGS, INC.EIN 36-2677628Plan #002PY 2020

35 WEST WACKER DRIVE - CHICAGO, IL 60601800-933-3622

Other plans on this EIN

1 filing

#003Retirement-$199.7M assets

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$3765.7M

+18.9% from 2019

Total participants

47,419

-8.6% from 2019

Average account balance

$81,580

+24.5% from 2019

Annual return

19.32%

-7.85 pp from 2019

Benchmarks

See 83 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants>=10,000

Cohort83 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.23B

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$100K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

52,072

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$416.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$34

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
FIDELITY INVESTMENTS INSTITUTIONAL6+ years Filed as: FIDELITY INVEST INSTIT OPER CO Service code 37 · EIN 04-2647786	Loan Processing	$1,367,711
STRATEGIC ADVISORS, INC.5 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$532,283
AON CONSULTING5 years Filed as: AON HEWITT Service code 16 · EIN 22-2232264	Consulting	$86,000
MARATHAS BARROW WEATHERHEAD LENT4 years Filed as: MARATHAS, BARROW, WEATHERHEAD, LENT Service code 16 · EIN 13-2781641	Consulting	$49,103
WILLIS TOWERS WATSON US LLC2 years Service code 10 · EIN 53-0181291	Accounting	$18,893
FIDELITY INVESTMENTS INSTITUTIONAL6+ years Filed as: FIDELITY INVEST INSTIT OPER COMPANY Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$2.0M

$86 / participant

Investment mgmt$532K26.2%
Other / not subdivided$1M73.8%

% of EOY assets

0.054%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MITCHELL & TITUS LLP
Auditor EIN: 132781641
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,580

$97,018-15.9%

$149,715-45.5%

$106,222-23.2%

Participation rate

94.7%

67.0%+27.7pp

82.5%+12.2pp

70.8%+23.9pp

Annual return

19.32%

24.13%-4.8pp

276.66%-257.3pp

21.69%-2.4pp

Employer contribution / active EE

$3,787

$2,520+50.3%

$4,645-18.5%

$2,723+39.1%

Participant deferral / active EE

$8,377

$5,988+39.9%

$6,842+22.4%

$4,600+82.1%

Admin fee / account holder

$44

$72-39.0%

$9,310-99.5%

$78-43.9%

Provider

Service type

Compensation

FIDELITY INVESTMENTS INSTITUTIONAL6+ years

Filed as: FIDELITY INVEST INSTIT OPER CO

Service code 37 · EIN 04-2647786

Loan Processing

$1,367,711

STRATEGIC ADVISORS, INC.5 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$532,283

AON CONSULTING5 years

Filed as: AON HEWITT

Service code 16 · EIN 22-2232264

Consulting

$86,000

MARATHAS BARROW WEATHERHEAD LENT4 years

Filed as: MARATHAS, BARROW, WEATHERHEAD, LENT

Service code 16 · EIN 13-2781641

Consulting

$49,103

WILLIS TOWERS WATSON US LLC2 years

Service code 10 · EIN 53-0181291

Accounting

$18,893

FIDELITY INVESTMENTS INSTITUTIONAL6+ years

Filed as: FIDELITY INVEST INSTIT OPER COMPANY

Service code 60

Sub-TA Fees

PUBLICIS BENEFITS CONNECTION 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PUBLICIS BENEFITS CONNECTION 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion