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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,119 | $67,411+27.8% | $91,004-5.4% | $70,126+22.8% |
| Participation rate | 87.1% | 71.4%+15.7pp | 75.6%+11.5pp | 69.5%+17.6pp |
| Annual return | 12.27% | -40.16%+52.4pp | 4.60%+7.7pp | 73.15%-60.9pp |
| Employer contribution / active EE | $1,072 | $1,786-40.0% | $2,456-56.3% | $2,343-54.2% |
| Participant deferral / active EE | $1,685 | $2,823-40.3% | $3,548-52.5% | $3,332-49.4% |
| Admin fee / account holder | $3,189 | $4,236-24.7% | $5,417-41.1% | $4,645-31.4% |