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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,187 | $183,592+29.2% | $155,574+52.5% | $145,877+62.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 4.91% | 61.37%-56.5pp | 64.87%-60.0pp | 551.28%-546.4pp |
| Employer contribution / active EE | $7,226 | $5,317+35.9% | $4,676+54.5% | $4,663+55.0% |
| Participant deferral / active EE | $10,208 | $6,466+57.9% | $5,629+81.3% | $6,691+52.6% |
| Admin fee / account holder | $110,396 | $19,316+471.5% | $15,914+593.7% | $13,402+723.7% |