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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,580 | $64,729+53.8% | $112,263-11.3% | $68,490+45.4% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -25.01% | -11.40%-13.6pp | 27.49%-52.5pp | -7.85%-17.2pp |
| Employer contribution / active EE | $6,854 | $2,746+149.6% | $3,636+88.5% | $2,597+163.9% |
| Participant deferral / active EE | $2,718 | $3,566-23.8% | $4,729-42.5% | $4,028-32.5% |
| Admin fee / account holder | $52,059 | $5,222+897.0% | $6,410+712.1% | $5,403+863.5% |