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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,351 | $64,719+297.6% | $112,249+129.3% | $68,486+275.8% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -28.36% | -11.40%-17.0pp | 27.48%-55.8pp | -7.85%-20.5pp |
| Employer contribution / active EE | $20,320 | $2,747+639.8% | $3,636+458.8% | $2,597+682.5% |
| Participant deferral / active EE | $7,757 | $3,565+117.6% | $4,729+64.0% | $4,028+92.6% |
| Admin fee / account holder | $22,207 | $5,232+324.4% | $6,412+246.3% | $5,404+310.9% |