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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,348 | $175,231+115.3% | $149,696+152.1% | $139,466+170.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 12.27% | 166.77%-154.5pp | 134.46%-122.2pp | 373.66%-361.4pp |
| Employer contribution / active EE | $12,466 | $5,478+127.6% | $4,821+158.6% | $4,754+162.2% |
| Participant deferral / active EE | $12,155 | $6,521+86.4% | $5,682+113.9% | $6,712+81.1% |
| Admin fee / account holder | $26,046 | $16,155+61.2% | $13,212+97.1% | $11,409+128.3% |