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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,102 | $102,422+302.4% | $147,117+180.1% | $80,959+409.0% |
| Participation rate | 98.4% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 13.13% | 135.16%-122.0pp | 420.54%-407.4pp | 35.67%-22.5pp |
| Employer contribution / active EE | $8,724 | $3,717+134.7% | $4,932+76.9% | $2,757+216.4% |
| Participant deferral / active EE | $11,524 | $6,652+73.2% | $8,065+42.9% | $4,300+168.0% |
| Admin fee / account holder | $2,031 | $7,953-74.5% | $12,993-84.4% | $6,925-70.7% |