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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,102 | $102,429+302.3% | $147,096+180.2% | $80,925+409.2% |
| Participation rate | 98.4% | 75.9%+22.5pp | 82.2%+16.2pp | 67.7%+30.7pp |
| Annual return | 13.13% | 135.02%-121.9pp | 419.75%-406.6pp | 35.65%-22.5pp |
| Employer contribution / active EE | $8,724 | $3,716+134.8% | $4,936+76.8% | $2,756+216.5% |
| Participant deferral / active EE | $11,524 | $6,649+73.3% | $8,071+42.8% | $4,299+168.1% |
| Admin fee / account holder | $2,031 | $7,957-74.5% | $13,005-84.4% | $6,940-70.7% |