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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,941 | $65,453-20.6% | $86,698-40.1% | $66,938-22.4% |
| Participation rate | 81.3% | 75.5%+5.8pp | 76.6%+4.7pp | 69.8%+11.5pp |
| Annual return | -15.94% | -10.89%-5.0pp | 35.95%-51.9pp | 1.58%-17.5pp |
| Employer contribution / active EE | $3,030 | $2,154+40.7% | $2,837+6.8% | $2,545+19.1% |
| Participant deferral / active EE | $4,156 | $4,102+1.3% | $4,656-10.7% | $4,238-1.9% |
| Admin fee / account holder | $365 | $642-43.1% | $7,493-95.1% | $594-38.5% |