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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,972 | $79,184-16.7% | $102,438-35.6% | $74,546-11.5% |
| Participation rate | 78.1% | 74.8%+3.3pp | 76.5%+1.6pp | 67.2%+10.9pp |
| Annual return | 11.62% | 54.95%-43.3pp | 29.37%-17.7pp | 1366.03%-1354.4pp |
| Employer contribution / active EE | $3,073 | $2,362+30.1% | $3,024+1.6% | $2,624+17.1% |
| Participant deferral / active EE | $4,028 | $4,414-8.8% | $5,054-20.3% | $4,347-7.3% |
| Admin fee / account holder | $413 | $2,001-79.4% | $9,448-95.6% | $1,944-78.7% |