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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,972 | $79,181-16.7% | $102,423-35.6% | $74,429-11.4% |
| Participation rate | 78.1% | 74.8%+3.4pp | 76.5%+1.6pp | 67.2%+10.9pp |
| Annual return | 11.62% | 54.97%-43.4pp | 29.42%-17.8pp | 1368.38%-1356.8pp |
| Employer contribution / active EE | $3,073 | $2,362+30.1% | $3,023+1.6% | $2,625+17.1% |
| Participant deferral / active EE | $4,028 | $4,416-8.8% | $5,054-20.3% | $4,348-7.4% |
| Admin fee / account holder | $413 | $2,002-79.4% | $9,455-95.6% | $1,944-78.8% |