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| Provider | Service type | Compensation |
|---|---|---|
Filed as: BANK OF AMERICA NA Service code 16 · EIN 27-1515696 | Consulting | $42,924 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $14,693 |
DUFEK & COMPANY LLC4 years Filed as: DUFEK & COMPANY, LLC Service code 10 · EIN 27-1515696 | Accounting | $13,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,650 | $79,209+95.2% | $102,434+51.0% | $74,459+107.7% |
| Participation rate | 88.9% | 74.8%+14.1pp | 76.5%+12.4pp | 67.2%+21.7pp |
| Annual return | 14.65% | 54.98%-40.3pp | 29.46%-14.8pp | 1369.70%-1355.0pp |
| Employer contribution / active EE | $2,128 | $2,362-9.9% | $3,023-29.6% | $2,626-19.0% |
| Participant deferral / active EE | $7,401 | $4,417+67.5% | $5,055+46.4% | $4,350+70.2% |
| Admin fee / account holder | $428 | $2,002-78.6% | $9,462-95.5% | $1,945-78.0% |