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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,264 | $175,231-43.4% | $149,696-33.7% | $139,466-28.8% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 4.89% | 166.77%-161.9pp | 134.46%-129.6pp | 373.66%-368.8pp |
| Employer contribution / active EE | $5,000 | $5,478-8.7% | $4,821+3.7% | $4,754+5.2% |
| Participant deferral / active EE | $4,396 | $6,521-32.6% | $5,682-22.6% | $6,712-34.5% |
| Admin fee / account holder | $28,779 | $16,155+78.1% | $13,212+117.8% | $11,409+152.3% |